FINEXUS PAN-Vault is a service which is subscribed by e-commerce, internet merchants, or any organizations who are mandated to be PCI-DSS certified for their operations. The service reduces the data security risks at the merchant system significantly by encrypting and storing the sensitive payment card number in a PCI-DSS Level 1 certified center. And, at the same time, simplifying the scope for PCI-DSS Compliance.

• • Current Credit Information (CCRIS – BNM)
• • Bankruptcy Information (CTOS)
• • Company Financial Audited Accounts (SSM – Registrar of Companies)
• • Double Financing eg cars (FIS)
• • Bad Cheques Issuance by Applicant ( DCHEQS – BNM)
• • AMLA (World Check)
• • SME Credit Bureau (CGC)
• • Bank’s Internal Hot-List database
• • Amongst Others

We are developing a JAVA-based Retail Banking Solution for an overseas bank in ASEAN and expected to complete implementation by H1, 2012.

Apart from the regular functions and features to support CIF, CASA and Time Deposits Management, Remittances, it is designed to support the following services to serve the bank’s clients.

1. Online Tax Payment – Offer convenience for bank’s client to instruct bank by debiting its personal CASA or Card Account and paying to various Government Tax Agencies such as Income Tax, Land Tax, Assessment Tax, Estate Duty Tax, Excise Duty Tax and others

2. Online Bills Payment – Offer convenience for bank’s client to instruct bank by debiting its personal CASA or Card Account and paying to various Service Providers such as Electricity, Water, Waste Management, TV, Radio, Telco bills etc.

Please call within at 603 – 2330 1900 and ask for Mr Clement Loh for more information.

Our Comprehensive Cheque Processing Solutions includes

• • Outward Clearing System
• • Inward Clearing System
• • Signature Verification System
• • Positive Pay System

We also provide the following services for cheques processing

• • CTCS IT Services Provider (24×7 Basis)
• • Collection of Cheques Services
• • Cheque and Invoices Information Processing Services (Lock-Box)

Please call within at 603 – 2330 1900 and ask for Mr Clement Loh for more information.

1. Card Issuance Business Module inclusive of

• • New Applications Processing
• • Application Fraud Detection Solution
• • Credit Scoring (with CCRIS, CTOS, SSM Credit Reports) and Credit Control
• • Card Members Management
• • CORALWorks (Comprehensive Collection Solution with Workflow)
• • Authorization Services (Online, Voice and Manual)
• • International Settlement Financial Management (VISA and MCI)
• • Issuance Risk Management (See Risk Management)
• • Disputed Transactions Management (Chargeback and Presentment)

2.  Acquiring Business Module inclusive of

• • Merchant Management and Settlement
• • POS Terminal Management
• • International Financial Settlement  (VISA and MCI)
• • Acquiring Risk Management (See Risk Management)
• • Disputed Transactions Management (Chargeback and Presentment )

3. CREDIT CARD RISK MANAGEMENT (Solutions for Credit-Card Business)

A. Application Fraud Management Software

B. Fraud Detection Software

• • Issuing Business FDS for Card Members (Rule-Based)
• • Acquiring Business FDS with Merchant CPP Identification (Rule-Based)
• • MasterCard Intl Risk Finder Services Enabler (Neural-Based)
• • Magne-Print  Solution Online Real Time FDS

C. Fraud Prevention & Authentication Software

• • Line Encryption Solution (POS to Credit-card Host)
• • 3D Secure – VISA 3D and MasterCard Secure Code Authentication Products

D. Fraud Management Software

• • Comprehensive Fraud Case Manager
• • Disputed Transactions Management System (Chargeback and Presentment)

For better viewer, please click on image to enlarge.

For better viewer, please click on image to enlarge.

For better viewer, please click on image to enlarge.

For better viewer, please click on image to enlarge.